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Where you should be. Where your money should be.
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VISAŽ Platinum - VISA Platinum Preferred ..No Annual Fee - Fixed Rates

At Legacy Community Federal Credit Union, our motto is "Where you should be." We aim to treat all of our members with respect and dignity and we offer honest, fair deals to all members at all times. We deliver a wide range of low cost products and services to our members and potential members and always look for better ways to reach out to the under served within our field of membership. We are committed to being a service organization where members desire to fulfill their financial needs and where employees desire to build a career.

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Can I Join?

Yes!!

If you have $5 to open a share (savings) account and are eligible through our field of membership, you can be a member (not a customer) of a unique financial institution.


Legacy Community Federal Credit Union is a not-for-profit member-owned cooperative that is committed to providing our members with the BEST financial services available at the lowest cost.
Anyone who lives, works, worships, or attends school in the 7 - County Birmingham - Hoover Metro area can join. That includes Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb Counties in Central Alabama.

Can I Join?

Yes!!

If you have $5 to open a share (savings) account and are eligible through our field of membership, you can be a member (not a customer) of a unique financial institution.


Legacy Community Federal Credit Union is a not-for-profit member-owned cooperative that is committed to providing our members with the BEST financial services available at the lowest cost.
Anyone who lives, works, worships, or attends school in the 7 - County Birmingham - Hoover Metro area can join. That includes Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb Counties in Central Alabama.

Savings

The daily share account is required for membership and is the basis for all of our other products. Members are required to maintain a minimum balance of $25 in this account to be eligible for all of our other money-saving services.

Checking

*Premier CheckingThis is a free interest bearing checking account with no minimum balances and ATM fees refunded nationwide up to $20 a month! There are only a few simple qualifications monthly that you're probably already doing. You need to do at least 12 debit card transactions a month, have one monthly direct deposit to the account or automatic withdrawal from the account, have e-statements and access Legacy Connect (online banking) To see the current Premier Checking rates log on to www.legacycreditunion.com. The highest rate is on balances up to $25,000.  This account also includes a FREE VISA Debit Card*, FlashTalk, Legacy Connect and OverDraft Protection**.

*Connect Checking
Getting connected to a money-saving account has never been so easy! Qualified members can receive Connect Checking that includes no minimum balance, unlimited check writing and no service charge. You get the best connection with your funds with a FREE debit card to use at merchants point-of-purchase or at an ATM. FREE online services include Legacy Connect and FlashTalk, our automated telephone system, to access your account. We offer Overdraft Protection and Direct Deposit at no additional charge.

*Priority Checking
With Priority Checking, there is no per check fee and no monthly service charge if you maintain a minimum balance of $500. If your balance falls below $500 there is only a $8.95 charge for that month. You will also receive a Debit card and direct access to your accounts through FlashTalk and Legacy Connect. We offer Overdraft Protection and Direct Deposit at no additional charge.
*PrimeTime Checking
PrimeTime Checking is designed specifically for our members 50 years and older. Our PrimeTime members enjoy FREE checking and more. PrimeTime benefits include free checks, no monthly service charge, no minimum balance, unlimited check writing, FREE VISA® Debit Card*, FlashTalk, Legacy Connect and American Express Travelers Checks. Cashiers Checks and Money Orders (limitations apply) are also free with this account. We offer Overdraft Protection** and Direct Deposit at no additional charge.
*Business/Corporate Checking
This account is specifically designed with today's business owners in mind. There is no per check fee and no monthly service charge with a balance of $500. If the balance falls below the minimum, you only pay a $8.95 charge that month. This account also includes a FREE VISA Debit Card*, FlashTalk, Legacy Connect and OverDraft Protection**. As an added convenience, we can make your tax deposits to this account.

 

Loans

Qualified members are eligible to take advantage of our great loan rates and apply for a loan at anytime. Whether you've been a member for 10 years or 10 minutes, you can apply today and save money. If you are not yet a member, but would like to save money with one of our low-interest loans, visit our website to find out more about membership.
Legacy Community Federal Credit Union offers a wide-range of consumer loans including new and used automobiles, recreational vehicles, personal loans, credit cards, computer loans, business loans as well as certificate and share-secured loans. We also offer a line of real estate loans including first and second mortgages, construction of new homes, home equity and lines of credit.

Certificates of Deposit & IRAs

In addition to Individual Retirement Accounts, we offer a variety of CD terms with highly competitive dividends. Certificates of Deposit require a minimum of $500.00 to open. To open one of these accounts, or to learn more, visit the nearest branch office.

Home Banking

With Legacy Connect, you have Internet access to your account 24 hours a day, seven days a week. Legacy Connect empowers you to do transactions from just about anywhere you can get on the Internet. Laptop, home and office are three of the most common places from which you may access your account.

Career Opportunities

Looking for a great place to work? Consider Us....

We're accepting applications:

*Competitive Salaries
*Health and Dental Insurance
*Group Life Insurance
*Accidental Death Benefits
*Long Term Disability Plan
*Paid Vacation
*Paid Sick Leave
*Paid Holidays
*Defined Benefit Pension Plan
*401-K